But every man is tempted, when he is drawn away of his own lust, and enticed. Then when lust hath conceived, it bringeth forth sin: and sin, when it is finished, bringeth forth death.
Whose problem is sin? Well, it’s ours. Note what James says…our own lust. Lust here is not referring to sexual lust necessarily, just all the things we desire for. God did, in fact, create us all to seek certain things. Sexual desire is one of those things. God created men to seek certain things: success, to be good at what we do. Inside of all of us are things God planted so we could use them in attaining His purposes. The fact that they exist is not wrong. The wrongness comes in our application of them.
So, God does not tempt us with sin. Even though Satan tempts us, he does not cause it, either. He does use our own desires, which we all have, to entice us to use them wrongly and sinfully. That is the enticement part, we are enticed to take our God given desires and point them the wrong way.
Having a desire, and even being enticed to head the wrong way, is not wrong necessarily either. Anybody reading not been tempted to sin or do wrong? I didn’t think so! So, what happens? Lust conceives; that is we come to some point where we think it is okay. And once the sin has conceived, that same thing happens with any conception: a birth. In this case, a sin is born.
Sadly, sin has consequences. When sin is finished, it brings forth death. One form is certainly physical death; sin is what brought that into the world and the death rate remains 100%. It also brought spiritual death, in the form of eternal separation from God.
But, God loves us. We will all physically die, but we need not all eternally die.